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Additionally, clients for this sort of strategy might have extreme legal or criminal backgrounds. It's important to keep in mind that various service providers provide a variety of problem ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - best rated burial insurance. Some will certainly also supply greater stated value, as much as $40,000, and others will certainly permit much better survivor benefit problems by improving the rate of interest with the return of premium or reducing the number of years up until a full death benefit is offered