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Additionally, customers for this type of strategy might have severe legal or criminal backgrounds. It is essential to keep in mind that different service providers provide a variety of issue ages on their assured issue plans as reduced as age 40 or as high as age 80 - final expense life insurance companies. Some will also use greater face worths, up to $40,000, and others will certainly permit far better fatality advantage conditions by improving the rate of interest with the return of premium or reducing the variety of years until a complete death benefit is offered